Questions, answered plainly.

It reconciles your Form 14765 (the IRS's list of employee-months it considers assessable) against your 1095-C codes and payroll figures. For every month it checks relief codes, computes all three affordability safe harbors, and produces a corrected matrix plus a Form 14764 response assembly with an evidence checklist and filing guide.

$129 one-time. The deadline calculator, eligibility check, and all guides are free.

No. The pack maps facts to IRS-published rules and shows the arithmetic — which months the math supports and which it doesn't. It never recommends positions, selects defenses, or predicts outcomes. What you assert is your decision.

No. Mesfonic provides general information and arithmetic tools. For advice about your situation, consult a qualified professional — ideally before your response date.

The Employer Reporting Improvement Act (signed 12/23/2024) requires the IRS to give applicable large employers at least 90 days to respond. Note that some IRS web pages still carry older "generally 30 days" language — always go by the response date printed on your letter. Our free calculator counts 90 days from your letter date as a planning aid.

Per the IRS, if you don't respond by the response date, the IRS assesses the proposed amount and issues Notice CP 220J (notice and demand for payment). Don't let the clock run — check your deadline now.

The IRS may send Letter 227 variants: 227-J (agreement signed, case closed), 227-K (ESRP reduced to zero), 227-L (revised ESRP), 227-M (ESRP unchanged), 227-N (Appeals decision), or 227-O (revised ESRP for tax-exempt and government entities). After 227-L or 227-M you may request a pre-assessment conference with the IRS Office of Appeals.

No. Everything you enter in the builder stays in your browser's local storage on your device. It is never transmitted to our servers — we couldn't see it if we wanted to.

Anonymous daily counters only — e.g., how many times the deadline calculator was used. No names, emails, IP addresses stored, employee data, or cookies for tracking. Do Not Track and Global Privacy Control are honored; you can also opt out on the privacy page.

No. Every output is produced by explicit, auditable code — lookups, comparisons, arithmetic. The same inputs always produce the same outputs.

Email [email protected] — we reply within one business day. Never send card details by email.